Terms & Conditions

The AI Institute for Financial Freedom

Effective Date: 22 February 2026

By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions, along with our Privacy Policy and Disclaimer. If you do not agree, please do not use this website.



1. Use of This Website

This website and its content are intended for individuals who are 18 years or older.

You agree to use this website for lawful purposes only. You may not use this website:

  • For any illegal activity

  • To attempt unauthorized access to our systems

  • To distribute malware, spam, or harmful content

  • To copy, steal, or misuse our intellectual property

We reserve the right to restrict or terminate access to anyone who violates these terms.



2. Intellectual Property

All content on this website — including text, branding, logos, course materials, videos, downloads, graphics, AI tools, frameworks, and training materials — is owned by The AI Institute for Financial Freedom and protected by copyright and intellectual property laws.

You may:

  • Access content for personal, non-commercial use

You may NOT:

  • Copy, reproduce, modify, distribute, sell, or share our materials

  • Repackage our content as your own

  • Share login access to paid programs

Violation may result in termination of access and legal action.



3. Educational & Financial Disclaimer

All content provided by The AI Institute for Financial Freedom is for educational and informational purposes only.

We do not provide financial, legal, tax, or investment advice.

You are solely responsible for your financial decisions, actions, and results. We do not guarantee specific income, business, or financial outcomes from using our programs, tools, or strategies.

Past results do not guarantee future results.



4. Paid Programs & Digital Products

We may offer paid courses, memberships, coaching programs, or digital products.

Upon purchase, you are granted a limited, non-transferable, non-exclusive license for personal use only.

You may not:

  • Share course access

  • Redistribute materials

  • Upload content to file-sharing platforms

  • Resell our products without written permission



5. Refund Policy

All sales are final unless otherwise stated on the specific product sales page.

Due to the digital nature of our products and instant access to materials, we do not offer refunds.

If a specific program includes a guarantee, the terms of that guarantee will be clearly stated on the sales page.



6. Third-Party Links

Our website may contain links to third-party websites, software tools, or services.

We are not responsible for the content, policies, or practices of third-party websites. Your use of those services is at your own risk.



7. Limitation of Liability

To the fullest extent permitted by law, The AI Institute for Financial Freedom shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

  • Use of this website

  • Participation in any program

  • Business or financial decisions you make

  • Technical interruptions or website errors

You agree that your use of this website is at your own risk.



8. Indemnification

You agree to indemnify and hold harmless The AI Institute for Financial Freedom from any claims, damages, or expenses arising from your misuse of the website, violation of these Terms, or infringement of any third-party rights.



9. Governing Law & Dispute Resolution

These Terms shall be governed in accordance with the laws of the Republic of Indonesia (unless otherwise specified by company registration jurisdiction).

In the event of a dispute, both parties agree to attempt to resolve the matter in good faith through negotiation before initiating legal proceedings.



10. Termination

We reserve the right to suspend or terminate your access to the website or any program at our sole discretion if you violate these Terms.



11. Changes to These Terms

We may update these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.

Your continued use of the website constitutes acceptance of any changes.



12. Contact Information

For questions regarding these Terms & Conditions:

Email: support@theaiinstitute.com
The AI Institute for Financial Freedom